Mortgage Services Tailored for Your Needs

Whether you're a first-time homebuyer, considering refinancing options, or looking to explore various mortgage solutions, you're in the right place. I'm here to simplify the process, provide expert guidance, and ensure that you make confident decisions about your financial future.

Renewals and Switches

When your mortgage needs renewing, a lot of homeowners just get forms and sign them quickly, even around 70% of them! However, it's smart to think twice about this big decision. I'm here to guide you. Instead of blindly signing, consider this: having multiple lenders compete for your business can lead to the best rate for your situation. As someone who deals with various lending institutions, including major banks, credit unions, and other lenders, I ensure that you find the perfect mortgage fit for your specific needs.

Refinancing and Debt Consolidation

As you pay down your mortgage, your home equity grows. With rising property values, you can tap into this equity and refinance up to 80% of your home's value. Whether it's paying off debts, investing in another property, or accessing cash, this product could be exactly what you need.

First Time Buyers

Buying your first home is a monumental step, and I am here to guide you through the process. I can help you understand the various mortgage options available, determine your budget, and secure a mortgage that aligns with your financial goals. I prioritize educating first-time buyers to ensure they make informed decisions that set a strong foundation for their financial future.

Second Mortgages

A second mortgage could be the ideal solution for homeowners seeking additional financial flexibility. Whether it's for home improvements, debt consolidation, education, or other significant life expenses. I carefully tailor the terms to ensure this product supports your objectives.

Mortgages for Renovations

My specialized financing options cater to those looking to enhance their living spaces. I understand the unique financial demands of construction and renovations, offering structured financing to make your vision a reality.

Reverse Mortgage

Did you know 77% of Canadians over 55 are worried about their finances? If you are one of those people, don't worry; I can help. This unique financial product allows you to access up to 55% of the equity in your home and convert it into tax-free cash. You have the choice to receive your money as a lump sum upfront, monthly/quarterly, or a combination you decide! Discover how you can stay in your home and live a comfortable lifestyle. You will always own your home.

Navigating the Path to Ownership

Embarking on the journey of homeownership is a major milestone. It's not just a purchase; it's an investment in your future. However, I understand that this step can be both exciting and overwhelming, don't worry, I'll be beside you all the way!

Donna Wong