Documentation Requirements

Application Link Here
Engagement Letter 1 person PDF Here
Engagement Letter 2 persons PDF Here
Mortgage Document Request List Here

  • Mortgage Document Request List:
  • Completed Mortgage Application
  • Engagement Letter-Signed by all applicants
  • ID 2 pieces-Driver’s licence, credit card and/or passport picture of front and back from each applicant
  • Paystubs- 2 current paystubs dated within 30 days
  • Your most recent 2 years of all T slips- T4, T4A, T4E, T5, T5007, T5008, T5013,T3
  • Notice of Assessment 2 years- Most recent of 2 years of NOA summary of your received tax Return all pages even if last page is blank
  • T1 General (Full) 2 years- Most recent of 2 years of general tax return
  • Confirmation of Payment /No taxes owing statement- If any taxes are owing, please provide confirmation of payment
  • Letter of Employment- Dated within 60 days
  • 90-day account history

    • Bank account(s) where the down payment and closing cost will be drawn

  • Investment Statements

    • If applicable, 3 months with summary page

  • RRSP, TFSA, GIC Statements

    • If applicable, 3 Months with a summary page of investments

  • Accepted Offer to Purchase

    • Of the property you are purchasing

  • MLS Listing - PDF

    • Property details – your realtor can provide this information

  • Lease

    • If applicable for all properties (switch/transfer/refinancing/purchase)

  • Confirmation of Condo Fees

    • If applicable for all properties (switch/transfer/refinancing/purchase)

  • Renewal letter

    • If applicable (switch/transfer)

  • Final Property tax statement

    • If applicable (switch/transfer/refinancing)

  • Property Insurance
  • Current mortgage statement for balance

    • If applicable (switch/transfer/refinancing)

  • Statement of Business Activities

    • Most recent of 2 years

  • Notice of Assessment 2 years

    • Most recent of 2 years of NOA summary of your received tax return

  • T1 General (Full) 2 years

    • Most recent of 2 years of general tax return

  • 2 Years of Financials

    • Prepared by an accountant

  • Articles of Incorporation
  • Business License
  • GST/HST return or Registration
  • 90-day account history

    • Bank account(s) where the down payment and closing cost will be drawn

  • VOID Cheque

    • Or Pre-Authorized Debit Form

  • Separation Agreement- (If Applicable)
  • Solicitor's Full Contact Details
  • Child Tax Benefit Statement- (If Applicable)